Terms & Conditions
Talktojosh.net LLC
This website, talktojosh.us, is operated by talktojosh.net LLC, the business of Joshua Mcdowell. By using this website, you agree to these terms.
Use of this website: The content on this website is for general information about home purchase, refinance, and HELOC options and our Virtual Home Buying Seminar. It is not an offer to lend or a commitment to approve any loan. Not all applicants will qualify. Rates, programs, and terms are subject to change without notice.
Your information: Information you submit through this website is handled according to our Privacy Policy at https://talktojosh.us/privacy.
Text messages: If you opt in to receive text messages, our SMS Terms at https://talktojosh.us/sms-terms apply. Message frequency varies. Msg & data rates may apply. Reply STOP to opt out, HELP for help.
Third-party links: This website may link to third-party websites. We are not responsible for their content or privacy practices.
Limitation of liability: This website is provided "as is." talktojosh.net LLC is not liable for any damages arising from your use of this website.
Changes: We may update these terms at any time. The current version is always posted on this page.
Contact: talktojosh.net LLC, 942 23rd Ave NE, Hickory, NC 28601. Phone: (828) 238-2682. Email: joshlive@talktojosh.net


